Save or Spend? Why You Shouldn't Save Money for Yourself

Save money or spend more than planned? This choice confronts us every day - and everyone must make a decision. Relationships with money are a complex issue that significantly affects other areas of life.

When you don't need to save money

Of course, savings is your own business. But there are several areas in which saving can hurt, not help. Of course, taking care of yourself should come first. After all, who will take care of you, if not yourself?

Health

You don't have to wait for it to get worse in order to buy expensive medicines. So often we try to save money and "get sick" at home without going to the doctor. And when the situation gets worse, it comes to the hospital, and you have to spend a lot more. Not to mention how neglected diseases affect health.

Food

It is worth choosing quality food. Try to buy unrefined and unprocessed foods to retain their beneficial properties. Yes, such products tend to be more expensive, but the health benefits will be much greater.

Appearance

Remember, clothes make the first impression of you. And before your opponents consider your unique inner world, they will have time to appreciate how you present yourself through your appearance. This is especially true when you are applying for a job or getting to know a new company.

Identify wardrobe items that should always be of high quality and expensive. For example, accessories, a business suit, or shoes.

Home

The place where you rest, sleep and stay for a significant part of your time should be comfortable and safe. You should not experience negative emotions when you come to a dirty apartment with bare walls or make your way off-road along an unlit street.

Strive for comfort and pleasant emotions from staying in your home or rented apartment. Not the last role in this is played by cleanliness, which means timely cleaning.

Growth

Invest in yourself. Choose programs and mentors who can give you unique knowledge, growing up and scaling your experience. It will definitely pay off if you are motivated and take your training seriously.

Relaxation

Remember, the body and mind rest only in a state of calmness, peace, and lightness. Keep this in mind when choosing the type of holiday. And do not forget to supplement it with bright emotions and impressions for a reboot.

Experiences or Products: What to spend money on?

We are all in pursuit of happiness: someone is looking for love all their life, someone strives to achieve fame, and others dream of buying a house by the sea. However, no matter what goals people pursue, many have one very simple and understandable indicator of happiness - money.

The problem is that this resource is exhaustible, while our needs and desires only grow. Knowing this human weakness, manufacturers of goods and services throw up new ideas for shopping.

There is a dominant investment methodology that most people use: instead of spending money on a single bright experience, we prefer to invest it in things that will last longer and, we think, give us endless joy.

However, this goal of behavior brings fewer bonuses than we think.

One of the enemies of happiness is addiction. We buy things to feel happy, and for a while, we do. But not for long. New things grab us for a short period, and then we adapt to them.

Instead of buying a new BMW, it's better to get a dose of happiness by spending money on new experiences: going to a concert, attending an exciting event, spending time outdoors, developing new skills, or risk skydiving.

At first glance, this seems counterintuitive: can a short-term experience make us happier than long-term possession of a desired physical object? However, oddly enough, the fact that material thing is always at our fingertips works against it because we quickly get used to these things, and it gradually becomes the norm, something ordinary for us.

Unlike material goods, our experiences and our impressions are part of ourselves. You may like your things very much, and you may even think that part of your personality is somehow connected with these or those things; nevertheless, they are separated from you. In contrast, your experiences are actually part of you. We are the sum of our experience